Banking & BankID
Getting BankID
BankID is the digital ID almost everything in Sweden uses — 1177, Skatteverket, Försäkringskassan, Swish, housing queues. Your bank issues it once you have a personnummer.
At a glance
- Who issues it
- Your bank
- You need
- Swedish personnummer, a bank that issues BankID, age 18+ (or guardian approval)
- A legal right?
- No — the bank decides
What it is
BankID is an electronic ID. You use it to log in and to sign — with authorities, banks, employers and shops. There are three types: Mobile BankID (an app, by far the most used), BankID on card and BankID on file.
Requirements
- A coordination number is not enough today.How to do this
- Usually your Skatteverket ID card. The bank checks it in person the first time.How to do this
Step by step
Open an account and get internet bank access
Your bank may first give you a code device or card reader for the internet bank.
Order Mobile BankID
In the internet bank or at the branch, depending on the bank. Install the BankID app from the App Store or Google Play.
Choose a security code
Pick a code nobody can guess and never share it. Turn on face or fingerprint if you like.
Test it
Log in to 1177 or Skatteverket to check it works.
Golden rules
Official sources
Rules and fees change. Always confirm on the official page before you apply or pay. Last checked 14 Oct 2026.