Banking & BankID
Setting up Swish
Swish sends money instantly with a phone number. Friends, flea markets, sports clubs and small home businesses all use it.
What you need
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How to start
Connect Swish in your bank
Link your mobile number to your account in the internet bank or app. From then on you can receive money.
Install the Swish app
To send money, download the app and activate it with Mobile BankID on the same phone. Swish is free for private users.
Send a test payment
Send a small amount to a friend and check the name shown before you approve.
Official sources
Rules and fees change. Always confirm on the official page before you apply or pay. Last checked 14 Oct 2026.