Work & taxes
Pensions
Your Swedish pension is built from the national public pension plus, if your employer has one, an occupational pension. Check both on your annual statement.
The parts of a Swedish pension
| Part | From |
|---|---|
| Public pension (allmän pension) | Paid through your taxes on income — Pensionsmyndigheten |
| Occupational pension (tjänstepension) | Your employer, usually through a collective agreement |
| Private savings | Your own, voluntary |
Official sources
Rules and fees change. Always confirm on the official page before you apply or pay. Last checked 14 Oct 2026.