Money & cost of living
Insurance you may need
Home insurance is the one almost everyone needs. Others depend on your situation.
Types of insurance
| Insurance | Who needs it |
|---|---|
| Home insurance (hemförsäkring) | Almost everyone with their own household |
| Car insurance (trafikförsäkring) | Required by law for every registered car |
| Child insurance (barnförsäkring) | Recommended for families — covers illness and accidents |
| Income insurance (inkomstförsäkring) | Often through your union — tops up a-kassa |
| Health insurance for your permit | Required for some permits until you are registered |
Official sources
Rules and fees change. Always confirm on the official page before you apply or pay. Last checked 14 Oct 2026.