Getting started
Common mistakes new arrivals make
Small mistakes that cost newcomers weeks or money — and how to avoid them.
Avoid these
| Mistake | What happens | Do this instead |
|---|---|---|
| No name on the mailbox | Decision letters are returned; your case stalls | Put your name up on day one |
| One Skatteverket notification for the family | Others are not registered | One notification per person |
| Paying a deposit for a flat you have not seen | Housing scam — money gone | See the flat and the contract first |
| Ignoring an invoice or letter in Swedish | Fees, debt collection, payment remarks | Translate it and act before the due date |
| Using BankID because a caller asked | Your account is emptied | Only use BankID for things you started |
| Driving on a Pakistani licence too long | Driving without a licence after one year of registration | Start the Swedish licence early |
| Riding on a student ticket without student ID | SEK 1,500 surcharge | Get your student ID app first |
| No home insurance | You pay for theft, fire or water damage yourself | Get hemförsäkring in week one |
Official sources
Rules and fees change. Always confirm on the official page before you apply or pay. Last checked 14 Oct 2026.